Car Insurance

There are a variety of discounts available from the insurance company for all sorts of reasons: living close to work, getting good grades, and so on. Be sure to ask for a list of these discounts to see if you qualify for any of them. Agents may not ask you about these so make sure […]

Monthly payments are convenient and you don’t have to pay as much at once. However, monthly payments end up costing you more in the long run.

There is a big difference in the premiums that people pay in the suburbs where there is much less traffic congestion as opposed to people that live in big cities with many accidents per capita. Usually this is judged by the zip code of which you register as your home.

It is a good idea to check the insurance rates that are given to certain cars before you buy them. Usually as the cost of the car rises, so does the insurance premium. The insurance rates on used cars are generally substantially lower than those of new cars.

Collision coverage ensures the repair of your car whether you were at fault or not, even if your car is damaged by fire, flood, wind or hail. Depending on the value of your car, this coverage may not be cost effective.

Usually it is most cost efficient to get a large deductible which will drastically reduce the amount you pay for the service. For instance, raising your deductible from $100 to $500 will save you around 10 to 15 percent. A change from $100 to $1000 will generally save you anywhere from 25 to 30 percent. […]

It is possible to save up to 50% by changing your companies. There are many factors that are taken into account by the issuing company, such as: Gender Age Driving Record State Vehicle Average Mileage Driven Do not choose your insurer strictly on price, however. Quality and level of service should be a factor in […]

A few tips to ensure that you claim correctly and receive your money as quickly as possible: File the claim immediately; take note of hospital bills, police accident reports, and copies of claims that have been submitted. Take notes of exactly what was said every time you speak with a company representative, make a note […]

You will need to have liability coverage, property damage, and bodily injury. This way you will be protected if you are at fault and cause damage to a person or their property. It is recommended to have $300,000 per accident to pay medical costs and other costs that may be affiliated. You should also have […]

The first thing to do is bargain shop to make sure that the rates you are getting are reasonable in comparison to other companies. Within the policy that you have, these are a few tips that could save you a few bucks. Buy a cheaper or a lower profile car Take out a higher deductible […]